Canada Car Insurance

Canada Car Insurance
Car Insurance. Auto Insurance.

Car insurance is insurance purchased for cars, trucks, and other vehicles.
Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.

Public policy

In Canada
Several Canadian provinces (British Columbia, Saskatchewan, Manitoba and Quebec) provide a public auto insurance system while in the rest of the country insurance is provided privately.
The basic auto insurance is mandatory throughout Canada with each province's government determining which benefits are included as minimum required auto insurance coverage and which benefits are options available for those seeking additional coverage.
The Accident benefits coverage is mandatory everywhere except for Newfoundland and Labrador.
All provinces in Canada have some form of no-fault insurance available to accident victims.
The difference from province to province is the extent to which tort or no-fault is emphasized.
Typically, coverage against loss of or damage to the driver's own vehicle is optional - one notable exception to this is in Saskatchewan, where SGI provides collision coverage (less than a $700 deductible, such as a collision damage waiver) as part of its basic insurance policy.
In Saskatchewan, residents have the option to have their auto insurance through a tort system but less than 0.5% of the population have taken this option.